NOVRAIL
The institutional settlement rail

The institutional settlement rail for money, digital assets and real-world assets.

NOVRAILTM by SHAKSETTLETM is an institutional settlement network connecting money, payment tokens, digital assets and tokenised real-world assets through secure messaging, intelligent routing, regulated transfer services and coordinated settlement.

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Network
Institutional-only
Scope
Money, tokens, digital and real-world assets
Layer
Coordination + settlement
Regulatory
ADGM, CBUAE, VARA pathway
Positioning

Secure messaging. Intelligent routing. Regulated value movement. Multi-asset settlement. Coordinated finality.

NOVRAILTM is not a crypto exchange, a remittance company, a wallet provider or a software vendor. It is a regulated institutional multi-asset settlement rail connecting banks, payment institutions, custodians, digital-asset platforms, tokenisation platforms and financial-market infrastructures.

Its differentiating capability is coordinated settlement across traditional fiat systems, payment-token systems, public blockchains, private distributed ledgers, institutional custody platforms, tokenised-asset registries and conventional market infrastructure.

Four functions

Connect. Route. Coordinate. Confirm.

01
Connect

One institutional line of communication across banks, digital asset venues, stablecoin networks, custodians, tokenization platforms, central bank systems, and distributed ledgers.

02
Route

Institution-grade routing of value across settlement environments, currencies, jurisdictions, and asset classes with deterministic path selection.

03
Coordinate

Cross-institution and cross-ledger orchestration of validation, sequencing, and finality so transfers complete once, cleanly, and provably.

04
Confirm

Signed institutional confirmation of settlement outcomes across every participating environment, delivered to every counterparty in the chain.

Architecture

Four layers, one institutional stack.

A single vertical ownership stack from institutional network down to protocol standard, engineered to interoperate with every regulated settlement environment.

Explore the architecture
  1. L1
    Institutional network
    SHAKSETTLETM
    Governance, membership, standards, and the operating institution.
  2. L2
    Global rail
    NOVRAILTM
    Routing, coordination, and confirmation across settlement environments.
  3. L3
    Distributed ledger
    SHAKSETTLETM
    The permissioned institutional ledger for state and finality.
  4. L4
    Protocol
    SHAK ProtocolTM
    The message, identity, and settlement primitives shared across the network.
Participants

Built for the institutions that move regulated value.

Membership classes
Banks
Central banks
Payment institutions
Custodians
Exchanges
Stablecoin issuers
Tokenization platforms
Public sector
Regulatory pathway

Authorised in stages, built for regulators.

A staged licensing programme in the United Arab Emirates, with each settlement activity mapped to its own permission.

Read the regulatory strategy
  1. 01
    Stage one
    ADGM Money Services Business
    NOVRAIL Money and Settlement Services Limited, regulated by the FSRA for Providing Money Services and institutional fiat settlement.
  2. 02
    Stage two
    Central Bank Payment Token Services
    Payment token conversion, transfer, custody and tokenised settlement under the CBUAE Payment Token Services Regulation.
  3. 03
    Stage three
    VARA Vault and Custody
    Institutional virtual asset custody, key management, asset locking and release completing delivery versus payment.
Engage

Request an institutional briefing.

We work directly with institutions to explain the network, the settlement model, and the pathway to founding membership.

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